80064-11419

Membership Policy

Help Mitra India LLP

Important Membership Notice

Help Mitra India LLP provides a membership-based community-support platform. Membership fees are charged for platform access, membership administration, digital facilities and related services. Membership is not an insurance policy and Help Mitra India LLP is not an insurance company.

1. Purpose of This Membership Policy

This Membership Policy explains the membership structure, joining process, fees, member responsibilities, account status, plan changes, membership cancellation and other general rules applicable to members of Help Mitra India LLP.

This policy should be read together with the Terms & Conditions, Privacy Policy, Refund Policy, Eligibility & Assistance Policy and Disclaimer.

2. Nature of Membership

Membership provides access to the Help Mitra India LLP digital community and applicable membership/platform services.

Depending on the selected plan, members may be able to participate in community-support initiatives and submit eligible assistance requests. Any assistance is subject to the applicable eligibility rules, verification and available community resources.

Membership Is Not Insurance

Membership does not constitute health insurance, life insurance, accident insurance or any other insurance contract. Help Mitra India LLP does not issue insurance policies or guarantee a fixed claim, hospital payment or reimbursement amount.

3. Available Membership Plans

Accidental Support Membership

₹100 + ₹20/month

Joining Fee: ₹100

Monthly Platform Fee: ₹20

Designed for members participating in the community-support platform with accidental-support related eligibility, subject to applicable rules.

Health Support Membership

₹300 + ₹49/month

Joining Fee: ₹300

Monthly Platform Fee: ₹49

Designed for members participating in the community-support platform with health/hospitalisation related eligibility, subject to applicable rules.

Family Care Membership

₹500 + ₹99/month

Joining Fee: ₹500

Monthly Platform Fee: ₹99

Designed for members participating in applicable family-care community support programmes, subject to applicable rules.

The above fees are membership/platform service fees. They are not insurance premiums and do not by themselves guarantee financial assistance.

4. Eligibility for Membership

Membership may be available to persons who satisfy the registration, identity, age and other requirements applicable to the selected membership programme.

Help Mitra India LLP may request information or documents reasonably necessary to verify an applicant before approving membership.

Submission of a membership form does not automatically mean that the application has been approved.

5. Registration Requirements

During registration, an applicant may be required to provide:

  • Full name.
  • Mobile number.
  • Email address, where applicable.
  • Address and other contact information.
  • Referral ID, where applicable.
  • Selected membership plan.
  • Identity verification information or documents where required.
  • Health declaration or related information where applicable.
  • Payment details and transaction/UTR information.

6. Accurate Information

Members are responsible for ensuring that all information submitted to Help Mitra India LLP is accurate, complete and current.

A member should promptly inform the organisation if important membership information changes.

False information, forged documents, identity misuse or deliberate concealment of material information may result in rejection, suspension or termination of membership.

7. Identity & Aadhaar Documents

Where identity verification is required, a member may be asked to submit an identity document such as Aadhaar in accordance with the applicable registration process.

  • Upload only your own valid document unless you have lawful authority.
  • Do not upload altered or forged documents.
  • Do not share Aadhaar OTP with any representative.
  • Help Mitra India LLP representatives should not ask for UPI PIN, ATM PIN, password or banking credentials.

8. Health Declaration

Where the membership form asks for health information, the member should provide truthful and complete information to the best of their knowledge.

Health information may be used for applicable membership and assistance administration and verification. It does not constitute medical diagnosis, treatment or insurance underwriting.

9. Membership Approval

An application may be:

  • Approved after verification.
  • Held where additional information is required.
  • Rejected where eligibility or verification requirements are not satisfied.

Help Mitra India LLP may communicate application status through the registered mobile number, WhatsApp, email or other available channels.

10. Membership Activation

Membership may become active after the application has been approved and the applicable joining/platform fee has been successfully verified, unless a different process is expressly communicated.

Payment alone does not guarantee membership approval.

11. Monthly Platform Fee

The monthly fee is charged for the applicable membership/platform services and maintenance of the member's participation in the Help Mitra India LLP platform.

A monthly fee may be due according to the selected plan and applicable payment schedule.

Refund eligibility is governed by the Refund Policy.

12. Payment Methods

Where available, members may pay through supported online payment methods such as UPI or through an authorised representative where cash payment is permitted.

Members should retain payment receipts and transaction/UTR details.

Payment Safety: Never share your UPI PIN, ATM PIN, password or OTP with any person claiming to be a Help Mitra India LLP representative.

13. Referral ID

A Referral ID may be used to identify the member through whom a new applicant joined the community.

A Referral ID does not automatically guarantee commission, income, financial return, membership approval or assistance.

Members must not make false or misleading claims while referring another person.

14. Membership Benefits

Depending on the selected plan and applicable programme, membership may provide access to:

  • Member account and membership records.
  • Digital membership facilities.
  • Community participation.
  • Health-awareness and informational initiatives.
  • Eligible assistance-request submission.
  • Membership-related support and communication.

The exact availability of a service may depend on the applicable plan, operational availability and applicable policy.

15. Community Assistance

Active members may submit a request for community assistance where the selected programme permits it.

Assistance is not automatic and may depend on:

  • Active membership.
  • Applicable plan eligibility.
  • Verification of the event.
  • Required documents.
  • Accuracy of information.
  • Applicable waiting or participation requirements.
  • Available community resources.
  • Applicable law and internal policies.

16. No Guaranteed Amount

No Fixed Benefit Is Guaranteed

Membership fees do not guarantee payment of a fixed amount, percentage of hospital expenses, medical reimbursement, accident compensation, life benefit or any other predetermined financial assistance.

17. Membership Status

A membership may have one of the following statuses:

Status Meaning
Pending Application has been submitted and is awaiting review or verification.
Approved / Active Membership has been approved and is active subject to applicable terms.
On Hold Additional information, document or verification may be required.
Suspended Membership access has temporarily been restricted for a valid reason.
Rejected Application did not satisfy applicable eligibility or verification requirements.
Terminated Membership has been ended in accordance with applicable policy and law.

18. Plan Change

A member may request a change of membership plan where the facility is available.

A plan change may require payment of the applicable difference in joining/platform fees or other applicable charges, and may be subject to approval and operational rules.

A plan change does not automatically create a right to refund previous fees.

19. Membership Cancellation

A member may request cancellation of their membership through the prescribed process.

Cancellation does not automatically mean that previously paid joining or monthly platform fees will be refunded.

Any eligible refund will be considered according to the Refund Policy and applicable law.

20. Suspension or Termination

Help Mitra India LLP may suspend or terminate membership where reasonably necessary because of:

  • Fraudulent activity.
  • False or misleading information.
  • Fake or manipulated documents.
  • Misuse of another member's identity.
  • Unauthorised payment collection.
  • Unauthorised representation of the organisation.
  • Repeated violation of community guidelines.
  • Misuse of the membership or assistance system.
  • Other conduct permitted to be acted upon under applicable law.

21. Member Responsibilities

Every member should:

  • Keep registration information accurate.
  • Keep account/login credentials secure.
  • Not share account access with another person.
  • Use the platform lawfully.
  • Respect other members and representatives.
  • Provide genuine documents and information.
  • Follow payment and safety instructions.
  • Read and follow the applicable policies.

22. Representative Responsibilities

Authorised representatives must provide accurate information about membership and must not present the platform as an insurance product.

Representatives must not guarantee assistance, guarantee income, collect unauthorised fees or request confidential banking credentials.

23. Privacy

Membership information may be processed for registration, verification, communication, payment reconciliation, assistance administration, security, record keeping and other lawful purposes.

For details, please read our Privacy Policy.

24. Communication

Members may receive membership-related communication through WhatsApp, SMS, email, phone or other available channels regarding:

  • Application status.
  • Membership activation.
  • Payment reminders.
  • Policy updates.
  • Assistance requests.
  • Important service notices.

25. Complaints & Support

Members can contact Help Mitra India LLP regarding membership, payments, applications, assistance requests or other service-related concerns.

Please provide the member name, registered mobile number, Member ID, Referral ID where applicable and relevant supporting information to help us review the issue.

26. Relationship With Other Policies

This Membership Policy forms part of the Help Mitra India LLP website policy framework and should be read together with:

27. Changes to This Policy

Help Mitra India LLP may update this Membership Policy from time to time to reflect changes in membership plans, services, procedures, technology or applicable legal requirements.

The latest version will be published on this website.

28. Contact Us

Help Mitra India LLP
Website: www.helpmitraindia.com
Mobile: 80064-11419
Contact Us

29. Acceptance of Membership Policy

By submitting a membership application, making the applicable payment, using the membership platform or continuing an active membership, the member confirms that they have read and understood this Membership Policy and the other applicable policies of Help Mitra India LLP.