80064-11419

Refund Policy

Help Mitra India LLP

Important Information

The fees paid to Help Mitra India LLP are membership and platform service fees for access to and maintenance of the Help Mitra India community-support platform, digital facilities, administration and related membership services. These fees are not insurance premiums and Help Mitra India LLP is not an insurance company.

1. Purpose of This Refund Policy

This Refund Policy explains the circumstances in which a member may request a refund of joining fees, monthly membership/platform fees or other payments made to Help Mitra India LLP.

Refund eligibility depends on the nature of the payment, whether the service has already been activated or used, the reason for the request, payment verification and the applicable terms in force at the time of payment.

2. Membership Plans

Plan Joining Fee Monthly Contribution
Accidental Support Membership ₹100 ₹20 / month
Health Support Membership ₹300 ₹49 / month
Family Care Membership ₹500 ₹99 / month

The above amounts are membership/platform service fees and are not insurance premiums.

3. Joining Fee Refund

A joining fee may be considered for refund where:

  • The membership application was rejected by Help Mitra India LLP before the membership service was activated, subject to verification.
  • A duplicate payment was made accidentally and the duplicate transaction is successfully verified.
  • A payment was made incorrectly and the organisation confirms that the payment is eligible for reversal.

Where a membership has already been activated or substantial membership/platform services have already been provided, the joining fee may be non-refundable, subject to applicable law.

4. Monthly Membership / Platform Fee

Monthly membership/platform fees relate to maintaining access to the membership platform and related services for the applicable period.

A monthly fee for a period that has already commenced or for which membership services have already been provided may generally be non-refundable.

If a duplicate monthly payment or an incorrectly charged payment is verified, Help Mitra India LLP may process an appropriate refund or adjustment.

5. Duplicate Payment

If you have accidentally paid the same fee more than once, you should contact Help Mitra India LLP as soon as possible.

After verifying the duplicate transaction, the excess amount may be refunded or adjusted against an eligible future membership/platform fee, subject to the applicable payment method and law.

6. Failed or Pending Payment

If money has been debited from your bank account or UPI account but the membership payment is shown as failed, pending or not received, please provide the transaction reference/UTR.

Help Mitra India LLP may verify the transaction before confirming the payment status or initiating any eligible reversal/refund.

Payment Verification: A UTR or transaction reference number by itself does not guarantee that payment has been received. The transaction may be verified with the relevant payment/bank records.

7. Refund Not Guaranteed for Assistance Requests

Payment of a membership or platform fee does not create a guaranteed right to a particular amount of community assistance.

A member cannot claim a refund of membership/platform fees solely because the member did not request assistance, did not qualify for assistance, or did not receive a particular amount of assistance.

8. Incorrect or False Information

If an application contains false, misleading, fraudulent or materially incorrect information, refund eligibility may be affected.

Where fraud, document manipulation, payment manipulation or other unlawful activity is suspected, Help Mitra India LLP may hold the request for verification and may take appropriate action under applicable law.

9. Cash Payments

Where cash payment is permitted, payment should be made only to an authorised Help Mitra India representative and a valid receipt should be obtained.

For a cash refund request, the original receipt and payment details may be required for verification.

Safety: Do not share OTPs, UPI PINs, ATM PINs, passwords or banking credentials with any representative.

10. How to Request a Refund

To request a refund, contact Help Mitra India LLP with the following information:

  • Member name.
  • Registered mobile number.
  • Member ID, if available.
  • Payment date.
  • Amount paid.
  • Payment method.
  • UTR / transaction reference, where applicable.
  • Reason for the refund request.
  • Payment receipt or other supporting evidence, where available.

Requests can be submitted through our Contact Us page.

11. Refund Verification

Every refund request may be reviewed before approval. The organisation may verify:

  • Payment transaction details.
  • Membership/application records.
  • Payment receipt.
  • Duplicate or incorrect payment status.
  • Whether membership/platform services have already been provided.
  • Any other information reasonably necessary to verify the request.

12. Refund Processing

Once a refund is approved, the refund will normally be processed through the original payment method where technically and legally possible.

The time taken for the amount to appear in the member's bank account, UPI account or card may depend on the payment provider, bank or other financial institution.

Help Mitra India LLP cannot guarantee the processing time controlled by an independent bank or payment provider.

13. Deductions & Charges

Where permitted by applicable law and the relevant payment arrangement, actual third-party transaction charges, payment processing costs or other non-recoverable charges may be deducted from an eligible refund if such deduction was clearly applicable to the transaction.

No unlawful or undisclosed deduction will be made.

14. Refunds Due to Technical Errors

If a technical error causes an amount to be charged incorrectly or multiple times, Help Mitra India LLP will review the transaction and, where the error is confirmed, take appropriate corrective action.

15. Membership Cancellation

A member may request cancellation of membership through the prescribed process. Cancellation does not automatically mean that previously paid joining or monthly platform fees are refundable. Any eligible refund will be determined according to this Refund Policy, the applicable membership terms and applicable law.

16. Community Assistance Is Separate From Refunds

Community assistance, where applicable, is a separate process from refunds.

The outcome of an assistance request does not by itself determine whether a membership/platform fee is refundable.

17. Non-Refundable Situations

Subject to applicable law, a refund may generally not be available where:

  • The membership/platform service has already been provided for the relevant period.
  • The request is made solely because the member changed their mind after using the service.
  • The payment relates to a period that has already ended.
  • The payment was made voluntarily to an unauthorised person and the organisation cannot verify or accept responsibility for that payment.
  • The request involves fraudulent or materially false information.
  • The payment cannot be verified.

18. Changes to This Refund Policy

Help Mitra India LLP may update this Refund Policy from time to time to reflect changes in membership plans, services, payment methods, business processes or applicable legal requirements.

The version published on this website will apply according to its effective/updated date, subject to applicable law.

19. Important Legal Disclosure

Help Mitra India LLP is a membership and community-support platform. It is not an insurance company and does not issue or sell insurance policies.

Membership/platform fees are charged for access to and maintenance of the platform, membership administration, digital facilities and related services.

Nothing in this Refund Policy is intended to exclude or restrict any statutory right or liability that cannot lawfully be excluded or restricted.

20. Contact Us

Help Mitra India LLP
Website: www.helpmitraindia.com
Mobile: 80064-11419
Contact Us